Child diabetes mellitus Type 1 – requiring permanent insulin injections
A definite diagnosis of Type 1 insulin dependent diabetes mellitus by an appropriate medical specialist. There must be abrupt onset, accompanied by ketonuria or other biochemical evidence of ketosis.
Permanent insulin injections must be the only effective treatment to prevent life-threatening diabetic ketoacidosis and these must have continued for a period of at least 12 months.
For the above definition, the following are not covered:
This is a new child-specific condition. It's available with Enhanced Children's Critical Illness Cover.